For Businesses
Getting to know you and your business:
Running a business is no small commitment – it takes time, hard work, and determination to succeed. Therefore, when it comes to financial advice for your business, we are here to give a helping hand so that you can have more time for day to day, without worrying about finances. Whether you require pension reform advice to know and understand pension provisions you need to make for your staff or are looking into employee benefits, we can help.Our approach
We make financial planning for yourself and your employees a priority, ensuring that as your business grows and its needs become complex, your plan can adapt too. By helping you put the right plans in place at the right time, you can benefit from financial security in the long term, with fewer headaches along the way.
Pension planning for business owners
Making the most of retirement:
As a company director or business owner, understanding the process of pension schemes for your employees and how they are structured is paramount, particularly the regulations you must comply with.
We are here to help you meet your obligations by taking the time to understand your business, your personal plans, and objectives for the future.
By carefully explaining the issues and requirements around workplace pensions, we can give you the best guidance possible to ensure your business is fully compliant.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
Financial wellbeing for employees
A healthier workforce:
Whether you are looking for advice on benefit and remuneration strategies for your employees or simply looking for one of our education courses around finances for employees, we can help with your wellbeing strategy.
Giving your employees confidence around finances helps them to better understand areas of finance such as private medical insurance and flexible benefits packages and finance in a general sense.
Not only will this help you support your employees, but it will also help them approach their finances with more confidence and less stress.
We offer sessions for employees around financial wellbeing that can be delivered remotely via video call, in group sessions or one-to-one.Tax planning for directors and owners
Helping you with tax mitigation:
With the financial demands associated with funning a business, the last thing any business owner wants to do is pay more tax than they need to.
We have several tax planning options that can help you to understand company pension contributions, remuneration strategies and claiming allowances.
We will make sure you are aware of all your available allowances, ensuring you benefit from all you are entitled to rather than missing out.
The levels and bases and reliefs from taxation can change at any time. Tax relief is dependent on individual circumstances.
Business financial protection
For the unexpected
Things can happen to your business that are beyond your control.
The best financial plans account for the unexpected, to ensure your business plans aren’t undermined by the unforeseen, insurance is essential.
We can help you to get the correct insurance in place, regularly reviewing and updating them so that they can grow alongside you and your business.
By giving you an in-depth review of your business, we can help to implement a tailored insurance programme to navigate the ups and downs.
